Recovery Bonds

I want to promote the idea of Recovery Bonds, which would be denominated in $50 to $5000 amounts, to encourage ordinary folks to invest, and which would pay roughly CD interest rates but would have to be held for at least 7 years or some period calculated to be optimal. These would be used to lend money directly to consumers and businesses, with emphasis on preventing foreclosures (with assistance from Housing Officials to negotiate refinance) and investing in green energy, U.S. jobs, bringing jobs back from overseas operations, etc. Pitched like WWII war bonds, as our patriotic duty. When the need for them disappeared, they could be phased out, just as War Bonds were.